Real Estate Analysis and Commentary in New Jersey

3 Things You Can Do In Trenton City to Prepare Your Inherited House For The Sale

If you inherited a property that you intend to sell, make sure you read this blog post all the way through to know the 3 things you can do in Mercer County to prepare your inherited house for the sale

Prepare Your Inherited House For The SaleWhen a loved one passes, it can be a difficult time for everyone. And although inheriting a house might seem like a wonderful way for a loved one to pass something of value on to you, it can also be a burden. Houses take a lot of work to maintain, keep clean, and keep up to date. If you’re thinking about selling an inherited house, or if you are still exploring your options, here are 3 things you can do in Mercer County to prepare your inherited house for the sale

Preparing Your Inherited House for Sale — Tip #1

Perhaps the most important thing to do is to save the memories for yourself. It’s easy to discover that you have many mixed emotions about the property, and that can actually keep people from selling an inherited property. Instead, they just pay to hold onto the property but never really enjoy the property. The best step here is to understand that you are experiencing emotions about the memories and about the person who lived here. The house itself is just the structure.

So, if you’re thinking of selling but want to preserve the memories, do something special in the house — take pictures, gather some of the furniture and photographs and other mementos that you will cherish. You’ll have a few things that represent your memories and you’ll still be able to sell the house to keep it from becoming a burden.

Preparing Your Inherited House for Sale — Tip #2

Chances are, you inherited the house from someone who lived there for a while. When this happens, you’ll find out that the person who lived there may have taken very good care of the house but after living in the same house for a while there might be areas of the house that they didn’t use very much, or perhaps areas of the house that they used for storage. The best way to help your inherited house sell is to clear the house out, clean it up thoroughly, and present a beautiful empty house to buyers.

Preparing Your Inherited House for Sale — Tip #3

Last, you should think about giving your house a paint job. If you inherited the house from someone who lived in it a while, they may have cared for the house, but the wall colors may have faded. A paint job is affordable for you and it’s an easy way to help a house feel fresh and lived-in, even if you choose not to make any other updates or renovations to the house.

Summary

When your loved one passed the house on to you, they did so because they wanted to give you this gift. But selling the inherited house may make the most sense. So, you’ve just read 3 things you can do in Mercer County to prepare your inherited house for the sale.

Wondering how to sell your house quickly and easily without any hassle or dealing with an agent? That’s where we can help. We are professional house buyers, and we’ll make you a no-obligation cash offer for your house. Contact our office at (908) 456-1593 to learn more.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



Costs to Expect With an FSBO Listing in Trenton City

While selling your house on your own will save you in real estate commissions, much of the costs you will absorb, such as marketing, are included in the commission. These savings come at a high price for most sellers, and we’ll discuss the costs you can expect with an FSBO listing in Mercer County. 

Screening Calls

From excited buyers' agents calling at the most inopportune of times to unwanted spam and phishing attempts on your phone from your marketing, selling your own home as an FSBO listing in Mercer County means you’re acting as a gatekeeper. Before you bite off more than you can chew, you need to have a realistic picture of the time involved. You will need to set aside several hours for answering or return calls, sorting out qualified buyers.

Emotional Attachment

Dealing with the public, in general, can be daunting for those who go it on their own with an FSBO listing in Mercer County, especially when potential buyers are standing in your home and being less than diplomatic. Having an agent means that you can avoid the discomfort of answering questions that could be highly intrusive or of a private nature that the buyer shouldn’t be asking. In contrast, it is second nature to an experienced agent to fend off such questions with professional responses. Staying cool in the face of such questioning can be rather tricky. 

Showings

One of the top reasons sellers delay putting their home on the market is their dread of the entire process of showing the house. Strangers exploring their private domain is disturbing and intrusive to many sellers, even if viewed through online photos or a 360-degree virtual tour. From the inconveniences of last-minute buyers wanting a walk-through to rescheduling your whole life around potential buyers, having an FSBO listing in Mercer County can be a true nightmare.

Marketing

Marketing the FSBO listing in Mercer County properly from the start is key to reducing the number of days your property will sit on the market. The longer a listing lingers, typically, the less the seller will realize. This marketing plan would typically include hiring a professional photographer and drone videographer. From minor touchups in paint to a complete redecoration project, an agent will engage in staging the property for the best possible presentation. Top-performing agents know that competition is fierce in today’s market, as buyers can quickly scroll through hundreds of online listings in a matter of minutes. 

Bargaining Table

Because you’re attached to your home, it makes handling your negotiations for your FSBO listing in Mercer County difficult for many sellers. Especially for a home that isn’t in perfect condition, buyers could make lowball offers, which could feel insulting. In their efforts to save money on the deal, comments can seem heartless and cold. An emotional reaction to potential buyers during such essential negotiations can be costly. 

Repairs

A great deal of upfront money can seemingly disappear into the hole of repairs on FSBO listings in Mercer County. Inspections are a necessary evil and benefit you as a seller, protecting you from the possibility of legal action should you fail to make disclosures. Often, for your buyers to qualify for their loan, all repairs must be completed before closing, which means you will be footing the bill. Otherwise, your buyers could ask for a price reduction that is usually outrageous for the repairs, their demands whittling away any profit remaining on the property.

Escrow

An essential step in any real estate transaction is the earnest money, usually handled by the agent and their broker, held in an escrow account until the closing. When you accept an offer and take your home off the market, your buyer will have put down a deposit, typically between one to three percent of the purchase price, to show that they are committed to making the deal. You will need to hire an attorney or arrange for a title company to retain the escrow funds when you have an FSBO listing in Mercer County. 

Paperwork

Most sellers work with a professional, preferring not to carry the load of all of the FSBO listing responsibilities in the Mercer County real estate market. Along with online and local marketing for the house, this job entails complicated paperwork that falls within strict timelines and requires a considerable time commitment. Errors on this paperwork can delay or even derail your deal.

Skip Listing Altogether

Avoid the commissions and all of the hassles of an FSBO listing in Mercer County. Selling to The Cardwell Thaxton Group won’t cost you a dime and won’t take much time! Because The Cardwell Thaxton Group buys homes in as-is condition, directly in cash, the process takes only a few days! Ready to learn more about how The Cardwell Thaxton Group can help you solve your problems? Contact us today to find out how The Cardwell Thaxton Group can save you money and time at (908) 456-1593.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.





The Cardwell Thaxton Group can buy your MERCER COUNTY house. Contact us today! When dealing with a probate property in Mercer County, you may have many questions you would like to have answered. Below, we offer some information about probate properties as well as ways to handle them.

What Is Probate?

Probate is the legal process following a homeowner’s death if the property was not in a trust or owned with another person that did not have full rights of survivor ship. In most cases, the real estate that needs to go through probate will need to be sold so the proceeds from the sale can be split up between the beneficiaries if it was not indicated in the will to go to anyone or more people. The first thing to do is to determine where the probate needs to occur. The best place to start is the municipality where the property is located. There are many states that require the probate to be done in the county in which the property is situated. Then, you will need to hire a lawyer to analyze the will then draw up the paperwork. The paperwork is then taken to the courts. The judge determines who is the rightful owner of a piece or portfolio of real estate usually based on the previous owner’s will. Very rarely does the judge rule against the will.

Who Pays for Probate?

You can either pay for the probate out of pocket, or you can arrange that the probate costs be taken out at closing. The executor of the estate will determine a listing price for the property, negotiate the sale price and execute the sale contract. The lawyer that is handling the probate for you will then send their invoice to the title company handling the real estate transaction. The probate will be subtracted from the proceeds of the sale of the property. Their fee can range from a few hundred dollars to well over a thousand dollars. This varies by state and value of the property.

Can I List Probate Real Estate?

You cannot sell or even list the property before the probate is completed or without approval from the court. You will have to petition the court to be allowed to list the property. When it is listed available for sale, you may take offers on the property and have a contract; however, the closing will not occur until the probate is complete. When the probate case is filed, the title company knows who now can legally sell the property. 

How Much Should I Sell For?

In order to know how much you can ask for the real estate, you need to have the property appraised so you know how much it is worth and if there are any problems with the structure because these issues must be disclosed on the contract for sale. When you receive offers, you must take into consideration the probate cost. If you own a vacant lot, make sure the offer is enough to cover your bill. Most houses and other types of real estate will sell for way more than the cost to have the probate completed. If you want to sell the probate real estate quickly, you may want to list on the lower end of the market comps or appraisal price, this will ensure your property receives offers very quickly.

I’ve Accepted an Offer, Now What?

When you have received an acceptable offer, or you have negotiated a price you are willing to sell for, execute the contract. If you have any questions about the contract, reach out to a real estate lawyer to help you understand all the terms, conditions, and riders necessary to complete the deal. When the title company is chosen, make sure you provide the probate lawyers invoice to them so they can take care of the bill out of your proceeds. 

Contact Cardwell Thaxton today at 908-456-1593 to discuss in greater detail what you should know about dealing with probate real estate in Mercer County.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.


5 Ways A Direct Sale Is Benefiting Homeowners Selling in 2020

Worried about selling your house during these uncertain times? Many sellers aren’t sure what do when selling their house. Before you put your home on the market, there are 5 ways a direct sale is benefiting Mercer County homeowners selling in 2022.

Right now, in the summer of 2022, things are a bit strange for the economy and the housing market. New processes are being formed and people are using new ways to buy and sell real estate in Mercer County. Many home sellers are taking their listings virtual or working with direct buyers to quickly sell without all of the fuss. A direct sale offers peace of mind and will make the entire selling process run much more smoothly.

Saving Time

One of the biggest benefits of selling your house directly is the amount of time you will save. With a direct sale, a homeowner is able to sell their unwanted home in only a few days. When selling with a real estate agent, the process can take weeks, months, or in some cases, the house may not sell at all, which will put the homeowner back at square one. For homeowners who need to sell fast, paying the continued holding costs can be a huge burden. Utility bills, property taxes, homeowners' insurance, and a mortgage you can’t afford can add up fast. You can find yourself spending thousands on the home while the property is on the market. We work with homeowners throughout the Mercer County area who have tried to list a house, only to have the listing expire and their name still on the deed. When you sell your house to The Cardwell Thaxton Group, you can be assured that the property will sell in just a few days. Of course, if you need more time, we are happy to work with you to close on the property at your convenience.

Saving Money

Do you know how much money it takes to list a house in Mercer County successfully? While the price does vary depending on the home, according to The Balance, it can take up to 10% of your final sale price when all is said and done. So, if your house were to sell for $250,000, that’s $25,000 right out the door. Selling your house directly will not only save you thousands in commissions, but we will save you in holding costs, listing fees, repairs, and closing costs. At The Cardwell Thaxton Group, we believe that you shouldn’t have to pay when selling your house. We will make you a fair and direct offer that will save you time and money on the sale of your home.

Less Contact

Let’s face it. Selling a house in 2022 is unlike any other time in history. People aren’t out and about viewing properties in person, or even giving as much thought to a move. A direct sale to The Cardwell Thaxton Group means you will be able to sell your house without trying to prepare and schedule showings, hold an open house, or worry about all the cleaning required with so many people walking through your home. Selling your home to a direct buyer is the easiest way to quickly sell your house in Mercer County. In fact, when working with The Cardwell Thaxton Group almost the entire process can be done virtually. Remote closings and the ability to sign documents digitally make the selling process easier for everyone involved.

Less Stress

Instead of waiting, wondering, and spending cash they may not have, homeowners are able to sell their Mercer County homes quickly and without spending any money on the sale. A direct sale to The Cardwell Thaxton Group is a completely stress-free process. We will be upfront with you from start to finish so you will know exactly what to expect. We’ll be with you throughout the entire process to answer any questions you may have. Our goal is to make selling your house completely stress-free for you. Without trying to market and prep your house you will be able to focus your time and energy elsewhere.

Gaining Information

Getting an offer from The Cardwell Thaxton Group is a great way to learn more about your property and the state of the local real estate market. Even if you don’t end up selling to us, you will be able to get true insight into the value of your home. There is never any commitment or pressure to sell. It is important for property sellers to acquire all of the information they can when selling. Getting a direct offer will provide insight and help to let the homeowner know exactly what to expect. Being informed, asking the right questions, and getting all of the information you can be of great benefit to you whether you are buying or selling a house in Mercer County.

A direct sale of your house in Mercer County may be the opportunity you have been waiting for! Give us a call or send us a message to learn more about what we can offer you! (908) 456-1593

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.


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All of the processes involved in selling a home can be confusing and costly, especially considering there are no guarantees your home will sell. Using a seasoned professional can make the entire process simple and straightforward and quick! 

It can be quite a letdown to have spent time, money and energy working with buyers, only to find they’ve been wasting your time. When working with home buyers, it’s important to understand that not all companies are the same. There are 4 things to ask local home buyers in Mercer County to feel more confident in the transaction. 

We’ll cover why it’s important to ask local home buyers in Mercer County their experience level, how long they’ve been in the business, how many deals they’ve done and any other factors they can share about their company. We invite you to ask us these 4 questions, as our reputation will prove, you’ll be glad you called The Cardwell Thaxton Group.

How long have you been in business?

Being in business over a long time period means a company has built an outstanding reputation in Mercer County by proving over time that they are financially stable and trustworthy. It’s important that the company you entrust is capable of taking title to your home as well as having the financial ability to pay off the mortgage. Disreputable companies may offer a quick and fantastic solution to your needs, only to turn into a nightmare. Reliable home buyers in Mercer County should be able to provide referrals. 

 What is your level of experience?

This is one of the largest transactions in your life and you don’t need any bumps in the road due to inexperience! They should be able to layout the steps of the process and be willing to answer any of your questions clearly and concisely. Knowing they’ve got experience in the process and there won’t be any unforeseen missteps along the way will bring you peace of mind. You need someone 

How many deals have you been involved with?

Practice makes perfect and home buyers in Mercer County are no exception to this rule. The numbers should make sense and it’s important that home buyers keep on top of the real estate market trends through a great variety of transactions in Mercer County. The more deals they’ve been involved in, the more you can be sure that the company you work with will give you the best opportunity for a painless transaction and a fair market value on your home based on the review of your property.

 What do you check for when you review properties?

 Assessing the value of a home in Mercer County is a skill that is built over time. A home buyer should ask some questions to get started and look up tax records for insight into the history of assessments on the property and past selling price trends of your home. The location and condition of the home are naturally taken into consideration in reviewing a property and determining what the market would reasonably bring on the property as well. They should also review with you when you would want to vacate the property.

Save yourself the headache of selling your own home by using The Cardwell Thaxton Group. Not to mention the emotional strain that selling on your own can bring. We’re looking for a win/win situation for both of us. As the best in the business, you can be certain to save time, and money by selling to us as here at The Cardwell Thaxton Group in Mercer County.

Call us here at The Cardwell Thaxton Group or send us a message to discuss the things to ask local home buyers in Mercer County! (908)456-1593

 

WE BUY HOUSES ANYWHERE IN MERCER COUNTY AND OTHER PARTS OF NEW JERSEY, AND AT ANY PRICE.

House

We’re ready to give you a fair offer for your house.

Check out how our process works

If you want to sell your Mercer County house… we’re ready to give you a fair all-cash offer.

Stop the frustration of your unwanted property. Let us buy your Mercer County house now, regardless of condition.

Avoiding foreclosure? Facing divorce? Moving? Upside down in your mortgage? Liens? It doesn’t matter whether you live in it, you’re renting it out, it’s vacant, or not even habitable. 

We help owners who have inherited an unwanted property, own a vacant house, are behind on payments, owe liens, downsized and can’t sell… even if the house needs repairs that you can’t pay for… and yes, even if the house is fire damaged or has bad rental tenants.

Basically, if you have a property and need to sell it…we’d like to make you a fair cash offer and close on it when you’re ready to sell.


STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.




We need to understand the differences when selling your house in Mercer County. iBuyers work but aren’t local, won’t listen to you. Agents can work but will cost a lot, Local buyers, specifically The Cardwell Thaxton Group will pay you a great price on your Mercer County property. We’re your neighbors, we’ll walk you step-by-step through the process and working together with us at The Cardwell Thaxton Group will make the process quick, painless, and easy!

iBuyers

iBuyers are companies that buy and sell real estate through a technology platform to work directly with homeowners and buyers. These companies aren’t local and do business on a large-scale basis and sellers often find that they aren’t being listened to when it comes to their individual questions and concerns. They are looking for properties all over the country in very good condition with minimal or no repairs needed. If the property does need repair, they will often offer way less for the house, or require the seller to make the repairs before closing, in order to avoid extra risk. iBuyers are focused on high volume and less profit per unit. Working with an iBuyer is a very cut and dry process; they have standard procedures for acquiring properties and are usually not willing to break the mold. Their approach can be impersonal and can cause you to sacrifice on price. 

Using a Real Estate Agent 

Agents are paid based on a percentage of the sale price of your house, there are often other fees and costs associated with selling through a standard real estate agent. When using a real estate agent, the buyer’s agent will almost always order an inspection of the property. If they find something wrong with the property structure, they may require you to fix it out of pocket before the property closes. There are frustrating, middle-of-dinner phone calls asking if you are available to show your house. It will also be necessary to leave your house spotless every day before heading to work, just in case there is a showing while you’re gone. Traditional house purchases usually require qualifications from banks, mortgage underwriting time, property inspection and the buyer may not end up qualifying in the end. 

Local Buyers

Local buyers typically do not charge commission or transaction fees, and if they do, it is extremely low in comparison. By avoiding a real estate agent, there will be no commissions paid to a buyer’s or seller’s agent. That means potentially thousands of dollars in savings! Local buyers that do not use real estate agents are usually investors. Working with these buyers will have aspects of iBuyers and buyers with real estate agents as well. They tend to make all-cash offers with quick acceptance time frames but have inspection tendencies like local buyers that work with real estate agents. They will most likely hire an inspector and request a price reduction for repairs needed. Some investors may need some time to inspect the property or to secure financing. The local buyers will tend to close quickly since they are not waiting for financing. Real estate investors and other direct house buyers typically have a network of other house buyers, so if your property doesn’t fit their portfolio, then it may fit one of their colleagues’ portfolios. Either way, this means very limited waiting time for an offer.  Also, when you sell your house in Mercer County to house buyers, they will typically close faster than traditional house buyers, and usually pay full in cash.

 By selling your house in Mercer County to us at The Cardwell Thaxton Group, you will not have to worry about wasting your valuable time or going through a roller coaster of emotions. As local buyers, we have time to stop and listen to your individual needs.

Selling your house in Mercer County can be simple. Call (908) 456-1593 or send us a message today!



 

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.


STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.




The cost of ownership, what your Mercer County property is really costing you. Find yourself left holding a property that you have decided to sell? Your property is quite literally holding you as well. The expenses involved could prevent you from moving forward with your dreams. As time passes, it’s important to understand the true cost of ownership.  Your home is likely one of the largest investments you will make and when it comes time to sell, there are many factors to take into consideration. You’ve likely invested even more for any necessary rehab and staging to list your home, only to find the ongoing costs involved in holding the property are killing you! Not to mention the hassle of living around showing appointments and having your time wasted by unqualified buyers, low ball offers, and people just looking to get ideas for their own home!

End The Costs

While you may hear about miraculous deals where a house was listed and sold within hours or even the same day, many properties end up sitting on the market for months or even years. The longer a home is on the market, the lower the price that is usually realized and the likelihood of additional repairs should be factored in.

Why not sell to us now and save yourself from what can become a sinking ship of unexpected risks and expenses? We can help to end the deafening sound of silence when it comes to getting offers on your Mercer County property.

What Owning A House Is Costing You

The financial responsibility of keeping a home on the market can be devastating as time passes. Costs involved include mortgage, insurance, and taxes. A great number of factors can influence the bottom line on these numbers, including variable interest rates, time of ownership, and market changes which can affect the equity you had hoped to realize on your Mercer County property. 

Utilities, upkeep, and maintenance are ongoing; most especially when your home is on the market and are of utmost importance to attract buyers. These same costs of ownership can also drown you in unexpected expenses. This is especially true as homes age. 

Circumstances change. A new job or some unforeseen opportunity may force you to move prior to your home selling, leaving you to cover unexpected costs of ownership. You’ll need to hire professionals to maintain your Mercer County property from a distance, in addition to covering all of the costs of two properties. Someone should regularly check on the property in this event to catch any new issues, including theft by someone you’ve entrusted or maintenance issues such as leaks, etc. before they turn into even larger disasters. 

Vandals

The fact that your home is sitting empty can also make it an attractive target to vandals and thieves and is yet another possibility of costs you may incur based on your decision to sit on your Mercer County property as well, contributing to what your Mercer County property could really cost.

Considering all of the variables in the financial markets, the housing market, the costs and risks of maintaining an empty home and life changes that can contribute to the bottom line, these factors can severely deplete what you earn on your investment, let alone unexpected repairs or outright theft or vandalism. It’s clear to see that time truly is of the essence. You can be sure time passing equals more costs to you. 

When you consider all of the risks, inconveniences, the costs of ownership, and what your Mercer County property is really costing you in the long run, it makes sense to let us purchase your property in Mercer County, relieving you of the financial responsibility and risks. We’re here to help!

Call The Cardwell Thaxton Group today at (908) 456-1593 or send us a message to get a better understanding of your true cost of ownership

 

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.




4 Things To Know About Selling Your Distressed Property in New Brunswick NJ

One option a homeowner has available as a resolution to at least partly cover remaining debts in this situation is selling the home directly. Listing your home for sale can be burdensome, many owners of distressed properties find themselves feeling overwhelmed by the process. If facing the decision of selling your distressed property in Mercer County on your own, the task can be daunting, to say the least. We can help you, sell to The Cardwell Thaxton Group now and avoid wasting time, all of the inconveniences, and costly mistakes.

Distressed properties fall under one of three categories: foreclosure, short sales, or REO properties. Regrettably, the property can fall under foreclosure, due to failure to pay the mortgage or tax bills. Without any resolution being reached by the homeowner to rectify the past due to payments, a home could be put up by the lender for sale at a loss, or what is known as a short sale. If a home fails to sell at the foreclosure auction, it becomes what is known as a real estate owned or bank-owned property. 

Should you find yourself in this situation, there are 4 things you’ll want to know about before selling your distressed property in Mercer County. 

Holding the Bag

Should the property sell for less than the lender is due, you’ll still be held financially responsible for the debt remaining on the mortgage, even after foreclosure. This is known as a deficiency balance, which quite often exceeds the value of the homeowners remaining assets and could well lead to having to declare bankruptcy. Even with a short sale, unless it is agreed to prior, you could still end up owing this debt.

Time is of the Essence 

When it comes to taking action to ward off impending foreclosure, this isn’t the time to be indecisive. Don't hide your head in the sand and hope your troubles will go away. There truly is no time like the present. When considering selling your distressed property in Mercer County, don't hesitate. The bank has a countdown going that will not stop and you’ll be losing time and likely money the longer your home sits unsold.

Non-Cash Offers

When you are selling your distressed property in Mercer County, you’ll want to forego working with buyers who have funds that are based on non-cash investments. Time isn’t on your side and sidesteps stalling the sale of your home until they’ve liquidated their assets. You’ll want to be sure that you are spending this precious time wisely and only working with qualified cash buyers.

Assessing Price

It cannot be overstated that setting the price of a property on the market in Mercer County, is extremely important in accomplishing a quick sale. It takes a great deal of investigating to set the price correctly. You’ll need to understand the going rate on the current market, most especially for distressed properties, which often include repairs and other costs that aren't associated with traditional home sales. Making an error on the asking price can cause the property to sit. That is the last thing you want when you're facing the consequences that can come with going through foreclosure. You should be aware, when you are selling a distressed property, you can anticipate selling at below market value.

Listing a distressed property in Mercer County on your own can be brutal! If facing the decision of selling your distressed property in Mercer County on your own, the task can be daunting to say the least. Listing your home on the market is no guarantee that it will sell. Consider selling to The Cardwell Thaxton Group directly instead and avoid all of the stress.

If you need help selling a distressed property in Mercer County, reach out to us to find out what we can offer you! (908) 456 - 1593

 

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.


7 Documents You Need When Selling Your House in Pemberton NJ

Need to sell your house in Mercer County? Things will move along much more swiftly and smoothly if you are prepared from the start by organizing all of your documents.

Paperwork is a given during legal transactions and it’s no different when you’re selling your house in Mercer County. You’ll want to have the following 6 documents in hand, which are ordinarily required in the home selling process before you put your property on the market.

Contract

For a legally binding contract and the ability to settle any disputes after closing, be certain it is signed by both parties. Details on this document for your Mercer County house need to include, the closing date, price, date of occupancy. Additionally, add any conditions for termination as well as inspection dates. Out of state buyers necessitate your being aware that a uniform Commercial Code governs commercial transactions that cross state lines.

Disclose! Disclose! Disclose!

A property disclosure will detail any known defects or malfunctions on the home. Failure to do so can lead to legal entanglements and expenses when selling your house in Mercer County

Title

The deed to your property designates the legal ownership and must be presented to the buyer for careful review. The deed for your house in Mercer County must be transferred after the sale to the name of the new owner.

Occupancy Rider

Timing doesn’t always work out and you’ll want to have n place document should detail responsibilities for any rent, utilities or additional costs or repairs, as insurance policies usually do not cover this period. Should you need to stay in the house after the closing date you will need a post-occupancy agreement. Conversely, should the buyer need to be in place prior to the completion of the sale of your house in Mercer County, this will require a pre-occupancy agreement. 

Third-Party Financing Clause

When you need to sell, you could consider getting a mortgage on your house as another source of financing for your buyer in Mercer County. Should you do so, your third-party financing clause or financing addendum should be attached. In the event your buyer’s traditional mortgage application for the remainder of the financing is denied, you’re protected.

Promise

The promissory note, obtained from the buyer, is a contract written to clearly outline the rights and duties of the parties, which must be signed and dated. For buyers who are purchasing through non-conventional means this is extremely important, as it enables using the seller as the financer, with the property itself acting as the security for the loan. This document should outline the amount of money to be paid, the date to be paid, or detailing the installments to be paid to the holder or payee.

Settlement Statement

HUD Laws now require very specific details of the transaction to be outlined in a closing or settlement statement. At least one day prior to the closing, the buyer has the right to review this statement, in order that consumers are aware of just what they’re being charged in fees at the closing and in financing interest for the term of the loan. Strict adherence to these laws will help you to avoid legal nightmares in the future. Be prepared at the closing, should the solicitor request you to show your proof of identity. The documents should be examined carefully before being provided to the buyer. The broker should verify the information and offer any input should they find errors or information lacking in the documents.

Ready to close on the deal? Gather the 7 documents you need when selling your house in Mercer County and give The Cardwell Thaxton Group a call at 908-456-1593 or send us a message at any time!

 

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.


STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.


Exploring All of Your Options When Selling Your House in Pemberton

It’s been said that selling your home can be more stressful than many other major life events. When you’re under duress and need to sell quickly, additional strain is added to the mix. We’ll help you by exploring all of your options when selling your house in Mercer County. 

Listing Agent

Let’s explore selling your house in Mercer County through a professional real estate agent, which is the traditional method. Agents are paid based on a percentage of the sale price in addition to other possible fees they or their broker may also charge. Market conditions can impact your asking price in this demand-driven market. You’ll need to invest in updates and repairs in preparation for showings while playing a waiting game until the right buyer comes along. Usually requiring inspections of the house, they may also require repairs prior to closing. Sadly, you could end up with a buyer that doesn’t qualify for the mortgage, after taking all of the steps to meet the qualifications from banks and waiting for the mortgage underwriting process and property inspection.

Cash Offers

Because professional buyers usually offer cash, you can expect a quick closing on your house in Mercer County. The sale is usually as-is, which speeds the process even further, saving you both time and money. This also alleviates you of the legal responsibilities associated with disclosure. Professional buyers are taking higher risks, offer faster cash sales, and usually pay the closing costs. For these reasons, their offers are usually lower than properties sold as FSBO or listed on the MLS. Regrettably, there are less than honest buyers who may try to take advantage of time or financial constraints you reveal to them, so research carefully just who you’re working with. At The Cardwell Thaxton Group, we are dedicated to making offers to homeowners that are fair and well thought out. 

For Sale By Owner

Selling a house in Mercer County on your own may sound appealing because you will be controlling everything. Professionals, such as real estate agents or auctioneers, charge fees for their services, cutting into your profits. Should you be experienced regarding legal issues where real estate advertisements and transactions are involved, you can save a great deal of money on the deal. However, it can be extremely costly and legally devastating to make an error on either advertising or how you handle all of the aspects of your sale with the buyer. 

Short Sale

Depending on the circumstances you find yourself in, you may be able to negotiate a short sale with your lender. You will want to note that this is a very slow-moving process which means that the lender has agreed to allow a sale for less than the remaining debt on the loan. 

Auction

Avoiding the headaches of showing your house is one of the favorable aspects of auctions. Additionally, these properties close quickly, selling as-is, so you won’t need to continue to pour time and money into repairs and upkeep of your house in .

Keep in mind the usual fee for their service is a rather high 10 percent of the final purchase price. Because most auctions charge their fees to the buyer, lower bids are likely to be made in the attempt on the buyer’s part to pay a lower fee. Make sure you’re aware ahead of time if you’ll be responsible for their fee, which takes more away from your bottom line. Actually, realizing a sale of the property at auction isn’t guaranteed, there could be low attendance or several properties up for auction at the same time, leading to lower bids.

We’re happy to further explore all of the options for getting started now on selling your house in Mercer County. Just call The Cardwell Thaxton Group today at (908) 456-1593 or send us a message to learn more!

 

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



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