Real Estate Analysis and Commentary in New Jersey

5 Signs You Can Trust Your Buyer When Selling Your House Directly in Trenton NJ Area

Are you ready to sell your home but are hesitant because of the high commissions paid to a real estate agent? Would you rather not deal with paperwork, marketing, legal issues, showings, and all other hassles of listing for yourself? Did you know there is another option? There are 5 signs you can trust your buyer when selling your house directly in Trenton NJ area.

With a direct sale, you can bypass all the hurdles of finding buyers and helping them qualify for financing by scheduling inspections, appraisals, and all too often, making unexpected repairs at your own expense. When you sell directly, a professional buyer will purchase your home as it is, so making repairs will no longer be of any concern to you.

If you have decided that a direct sale is the best method to sell your home, it is essential to check them out before you sign on the dotted line. Do your homework first to ensure that you are working with an upstanding company. The following five signs you can trust your buyer when selling your house directly in Trenton NJ Area.

Written Offer

A trustworthy buyer puts the offer in writing. While shaking hands is significant in deal-making, a professional should write any business transaction of significance, especially a contract to sell your home. An indication you can have confidence in your buyer when selling your house directly in Trenton NJ Area is their willingness to make sure you understand all of the steps in the process. Direct buyers like those at The Cardwell Thaxton Group go over the contract to ensure that you feel the offer is fair, and you do not end up having seller’s remorse at the closing table. 

Straightforward

Keeping the transaction straightforward with no hidden fees or surprises awaiting you at closing is a good sign that you can trust your buyer when selling your house directly in Trenton NJ Area. A direct buyer should make an offer you feel is fair; explaining exactly how much cash you will walk away from the closing with should not be a mystery.  So how does it all work? Like those at The Cardwell Thaxton Group, a professional buyer will present and compare the numbers for listing your home with a traditional real estate agent or selling directly. Every figure should be explained in detail so that you can make an objective comparison. An upstanding direct buyer considers your financial and personal situation to help you determine which sales method is better.

Service Provided

When a company comes highly reviewed by their clients, this is proof that you can trust your buyer when selling your house directly in Trenton NJ Area. You should not find reviews about feeling pressured to rush into a decision or feeling obligated to work with a direct buyer because you discuss your property and any complications you are experiencing with a professional. Circumstance often plays a significant role in the sale of a home, and the professional buyer understands that they must listen to you to help you solve your problems. The power of cash allows an experienced buyer like those at The Cardwell Thaxton Group to close quickly, so you can pay off creditors or even avoid foreclosure procedures. And because they won’t be moving in, working with a direct buyer means delaying closing is no problem if you need time before relocating.

Experienced Professionals

Another signal you can trust your buyer when selling your house directly in Trenton NJ Area is that they have been in business successfully for many years. Longevity serves to prove their financial ability to back the cash offer they are making and pay off your mortgage without delay. You will not need to deal with inexperienced buyers who tie up your house awaiting financing approval. It is an expensive lesson to learn that the mortgage lender has denied the loan because they went on a spending spree after the loan application was approved.

Local Buyers

Working with a professional buyer who lives in Trenton NJ Area indicates your buyer Is reliable when selling your house directly in Trenton NJ Area. While helping neighbors solve financial or personal problems one home at a time, the work of professional buyers also improves Trenton NJ Area communities and the overall lifestyle for all residents. Direct buyers like those at The Cardwell Thaxton Group do not see you as just another number. They care deeply about the individuals and families in their community and are proud of the work they do. 

If you are looking for all the signs that you can trust your buyer when selling your house directly in Trenton NJ Area, The Cardwell Thaxton Group invites you to check the reviews for yourself. You will find that The Cardwell Thaxton Group is all of the things sellers and buyers are looking for and more. At The Cardwell Thaxton Group, our direct buyers put it in writing using a simple contract. You do not even need to clean up, The Cardwell Thaxton Group will take care of everything, just pack what you want and leave the rest to us! Send us a message or call The Cardwell Thaxton Group at (908) 456-1593.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



5 Benefits of Selling Your House for Cash in Trenton NJ Area

Selling your house in Trenton NJ Area? Don’t want to pay commission but not interested in listing yourself? Why not examine the method of selling directly? There are a significant number of pros to consider. If you’ve never really explored working with a professional buyer, you may be surprised to learn why so many choose this option. There are 5 benefits of selling your house for cash in Trenton NJ area.

Professional buyers provide a solution to homeowners with properties ready to sell but just don’t fit the bill for a traditional listing or don’t want to list with an agent or on their own. Here are five benefits of selling your house for cash in Trenton NJ Area.

Traditional Listing Expenses

Skipping the commissions may be one of the most attractive benefits of selling your house for cash in Trenton NJ Area. By selling directly to a professional buyer like one from The Cardwell Thaxton Group, you save several thousand dollars by forgoing the commissions and fees of a traditional real estate agent. And you don’t have to pay all of the typical marketing expenses along with the listing. These may include professional photographers and drone pilots, updating or renovating the property, and staging expenses. Because buyers searching for homes listed on the MLS quickly scroll through hundreds of listings with their fingertips, a professional agent focuses on top-quality internet marketing, which comes at a premium cost to sellers. 

Quick Closings

Saving time is a convenient benefit of selling your house for cash in Trenton NJ Area. A professional buyer like the ones at The Cardwell Thaxton Group will take the time to explain each step and how they reached the figures to make a fair offer for your home. Because a direct buyer pays in cash, typically, closing is within a matter of days or weeks. A direct buyer wants to offer solutions to your problems and make it an easy transaction. They will handle everything for you. When you sell directly, you are working with a professional, you gain the power of the team backing them up, from inspection to appraisal, and even cleaning up anything you leave behind. Because they aren’t moving into the home after the sale, a direct buyer can close around your schedule, so there’s no need to rush your move. 

Uncertainty of Repairs

Unless your home is new, likely, there are at least a few repairs on your to-do list. For many sellers, worrying about how they will pay for these repairs can lead to many sleepless nights. Because a direct buyer is making an offer on your house as it is, you can leave all your worries behind. Not only does a professional buyer like those at The Cardwell Thaxton Group relieve you of your concerns, you are relieved of the burden of the repairs you know about and the ones you don’t! Direct buyers take on the risks of what may lie hidden. Saving you potentially thousands in unexpected repair expenses is a substantial financial benefit of selling your house for cash in Trenton NJ Area.

No Stress

No showings! Very often, sellers motivating factor in selling their house for cash in Trenton NJ Area.

is to avoid the hassle and headache of showings. Many people find the thought of having their home exposed to millions of people online disquieting. Additionally, sellers are often uncomfortable with the idea of strangers inside the house or touching their belongings. When you work with a professional buyer like those at The Cardwell Thaxton Group, there is no need to worry about keeping your home spotless at all times or rescheduling your life around excited buyers who simply must see the house right now. No one will be calling at dinner or asking you to leave all weekend while your home is open for anyone curious to walk through.

Time is Money

Avoiding holding costs is a benefit of selling your house for cash in Trenton NJ Area that is difficult to determine. A traditional listing doesn’t include a closing date when you sign a contract with a real estate agent. A cash sale to a direct buyer won’t leave you lingering on the market because your house is in less than perfect condition, and you can’t afford to make the necessary repairs or upgrades to attract buyers. If you have had to relocate for work or personal issues, waiting for a buyer to make a decent offer may leave you carrying the financial responsibility for two homes. You may also have to spend money and time to travel between the two properties. However, by choosing to sell directly to a professional buyer like one from The Cardwell Thaxton Group who will pay you in cash, there are no financing delays, so your closing date is guaranteed. 

Wondering which method is best for you? At The Cardwell Thaxton Group, our professional buyers will outline each option to help you determine which is best for your circumstances, a traditional listing or selling your house for cash in Trenton NJ Area directly to The Cardwell Thaxton Group. Call The Cardwell Thaxton Group at (908) 456-1593 or send us a message!

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



5 Signs of a Bad Trenton NJ Real Estate Agent

Overwhelmingly, real estate agents honorably perform their professional duties. However, sellers like you are just one of many when an agent focuses on the almighty dollar instead of fulfilling their fiduciary duty to you. Read on to discover five of the signs of a bad Trenton NJ real estate agent.

Trust

A fiduciary relationship in real estate includes a buyer or seller, referred to as the principal, in a signed contract with an agent. A licensed professional real estate agent has both a legal and moral obligation to hold your best interest at the forefront of all actions. An agent has intimate knowledge of your financial and personal information. The temptation to leverage data for their betterment in a transaction exists, such as revealing your details to the buyer, providing them with power at the negotiating table to get the sale. Sadly, some agents have a focus that is purely about money, and while we all work to earn a living, a real estate agent is breaking the law should they fail to act ethically, which is most definitely a sign of a bad Trenton NJ real estate agent.

No Answer

Communication is essential to success, especially in real estate sales. Are your calls or questions going unanswered? If so, you can be confident that managing phone calls will be optional with every client and professional the agent encounters.  It is not a great leap of the imagination to assume that interested buyers are probably getting no reply to inquiries. This lack of responsiveness is a glaring warning sign of a bad Trenton NJ real estate agent, and you would be better off without their assistance.  At The Cardwell Thaxton Group, we keep in touch and are here for you all the way! At The Cardwell Thaxton Group, we always welcome all of your questions and calls because they help us best guide you. 

Unprofessional

While showings can be a real pain, the deafening silence as you wait day by day for the right buyer can be excruciating, especially as days turn into months. Are there excuses for why your listing isn’t getting any action, even when your agent has charged you exorbitant marketing fees for photographers and staging as a part of your contract? It is much more likely you are dealing with disorganization or complete apathy about essential business matters.  Showing up late to meetings, failing to follow through on marketing your listing, or missing important deadlines can be extremely costly and is an enormous sign of a bad Trenton NJ real estate agent.

Methods and Means

Your real estate agent shouldn’t leave you to feel as if you are handling your real estate deal all alone when you agreed to a real estate agent to represent you. It takes dedication, time, and expertise, and an expense account for a pro to coordinate everything it takes to sell what is most likely your most valuable asset, your home. Either the agent is irresponsible or lacks the training and most up-to-date technical applications or the financial means to do their job correctly; this is another sign of a bad Trenton NJ real estate agent.

Misleading

SOME agents are driven by greed and just after the commission. They do not care about the client or if your needs are met and may present themselves as having specialized in the market of higher-end properties. They may even have properties of other agents showing in their ads to mislead sellers and get a listing. These real estate agents will likely also embellish the number of years they have been agents leading you to believe they have years more experience than, in reality, is one sign of a bad Trenton NJ real estate agent. They may also say that they have handled plenty of listings. It is easy to check how many listings they currently have and what sites they are on and verify their background, just as you would when hiring any professional.

Why not avoid learning these and other signs of a bad Trenton NJ real estate agent for yourself? 

The Cardwell Thaxton Group does not charge commissions. It is our driving passion at The Cardwell Thaxton Group to find real solutions for your problems. We always put you first! Our goal is to help you meet your immediate financial needs while helping you earn the highest profits from the sale. Whether the best sales method for you is a traditional listing or direct sale to The Cardwell Thaxton Group, based on your circumstances. We will lay everything out from each method to help you make the best decision. And what we offer is what you receive because we don’t have any hidden fees to surprise you with at closings, either. At The Cardwell Thaxton Group, we pay cash and will close when it’s convenient for you. You can rely on the experienced licensed professional buyers at The Cardwell Thaxton GroupSend us a message or call The Cardwell Thaxton Group at (908) 456-1593 today to learn more.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



How Selling Your Trenton House Directly Will Save You Thousands in Repair Costs

Have you ever considered selling your house directly? How selling your Trenton house directly will save you thousands in repair costs. Sellers facing the reality of repair costs are all too often overwhelmed with the work, time, and expense of readying their home for a traditional listing. Selling on your own or with a licensed real estate agent entails much of the same process. While you’ll potentially save thousands in commissions by making the repairs yourself, you’ll invest more time handling everything that your agent would have, from the time a sign is up in the yard and listed on the internet through to closing day. 

Curb appeal plays a significant role in the marketability of a house, especially when listed on the MLS and other online sites where buyers scroll through quickly. Because most buyers are looking for homes that they can move into immediately, you must compete for them to take the time to view your property. 

Did you know that there is an easier way to sell your home for a fair price? Wouldn’t you like to skip all the headaches and expenses of repairs, along with the added pressures of constantly cleaning and rescheduling your family life around showings and open houses? A professional buyer handles everything for you in one meeting, walking you step by step through the process.

Read on to learn more about how selling your Trenton house directly to a professional buyer will save you thousands in repair costs.

Fluctuations in Supply Costs

Lumber is expensive right now, more than 112 percent higher than last year, other home improvement products such as drywall and even roofing and siding. Demand for lumber and other supplies has increased because more buyers seek the advantages of having a home of their own. Many homeowners have chosen to invest in their homes, making repairs they have been putting off and upgrades for home offices, schooling, and more family-based activities.  This increase in demand has caused building materials and supply chains to lag in production and adding to the costs that consumers are absorbing. When you contact a professional for an estimate on repairs because of the fluctuations in supply costs, you shouldn’t be surprised when you see a time limit on the cost estimate or even an allowance for changes in actual costs.  This lag time in materials will eat away at your profits in holding costs as you continue to pay the mortgage and all of the other monthly expenditures as the project lingers on. When you sell directly, you can stop stressing because you don’t need to worry about upgrades or repairs, and professional buyers will buy your home as-is, meaning the cost of materials is no longer your problem. It is easy to see why selling your Trenton house directly to a professional buyer like those at The Cardwell Thaxton Group will save you from paying for any repair costs, which can quickly add up to tens of thousands of dollars.

Surprises

Repair costs can spiral out of control, and this is why experts recommend adding 10 percent to the estimated repair budget. All too often, unseen problems lie hidden, discovered when the project is midway through completion. These discoveries are all too often very serious, such as with the foundation of a building. Depending on your financial situation, failing to plan for all contingencies could bring everything to a screeching halt.  Even when you’ve gone to the expense of hiring a professional to inspect your home and contacted at least three pros for repair estimates, surprises are an inevitable part of the repair process, especially in older homes. Suppose you decide to place a home in a state of disrepair on the market. In that case, you can expect excruciatingly low offers from buyers who will be expecting an unrealistic discount to buy your problems and do the work, negotiating with you to lower your asking price with an inflated estimate for the repairs. In some cases, even if you’re unaware of a serious flaw with the home, sellers end up facing legal issues and even more expenses. When you sell your Trenton house directly to direct buyers like The Cardwell Thaxton Group, they take on all of the risks of any potential problems. Selling to a professional buyer could conceivably be saving you from additional hidden repair costs that can increase your repair expenses by tens of thousands of dollars.

At The Cardwell Thaxton Group, we will handle it all! If you face expensive repairs, now is the perfect time for selling your house directly to The Cardwell Thaxton Group. When you work with The Cardwell Thaxton Group, there are no commissions or hidden fees that will be coming off of your cash payment at closing. Talk to the professional buyers at The Cardwell Thaxton Group about all of the ways that selling your house directly to The Cardwell Thaxton Group will save you money. Get a free, no-obligation offer from The Cardwell Thaxton Group and see how easy we make the process! Send us a message or call The Cardwell Thaxton Group at (908) 456-1593.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



5 Ways the Foreclosure of Your Trenton NJ House Will Impact You

Foreclosure occurs when, for whatever reason, agreed to payments for a mortgage loan and not being made in a timely and consistent manner. The reasons this can vary as widely as there are homeowners, from the sudden loss of life from a contributing family member, unexpected loss of income, or a myriad of other possibilities. Naturally, it is better to take swift action before things come to this point with the lender, as you are given multiple notifications and chances before this stage to ward off the legal proceedings.

As circumstances have led up to the point of foreclosure, likely, you had already had several late or missing payments on your history, and you have already begun to feel the ill effects of a negative credit score. Sleepless nights may become familiar as the communications from your lender have increased, leading up to the final point of foreclosure. Our imaginations are much worse than reality, so take heart, others have survived foreclosure, and you can as well by knowing what you face and that there is hope and a light at the end of the tunnel. It can set your mind at ease to take a realistic assessment.  No matter how you have ended up in this situation, we will discuss five ways the foreclosure of your Trenton NJ house will impact you. 

Credit

Lenders hesitate to deal with the risk of a borrower with such a history. These financial penalties will continue for as long as the foreclosure remains on your credit score, a total of seven years. When lenders review your credit score details, the foreclosure of your Trenton NJ house will impact you by either facing extremely high-interest rates or flat-out denial of credit. This lingering ill effect means that life will become even more expensive as it is difficult to survive without credit. Sadly, the higher your credit score, the more impact a foreclosure has on the new score. Typically a three-year period with timely payments will clear your credit history of the foreclosure.

Fees and Deficiency Payments

The financial blows from the court fees and any deficiency from the foreclosure of your Trenton NJ house will continue to linger until the debt is satisfied. When you go through the foreclosure process in court, you are responsible for paying court fees. Additionally, you will still owe the difference between the amount realized for the property against any remaining debt to the mortgage lender, known as the deficiency.

Equity

Sold at an auction, lenders typically accept lower appraisal values and bids for foreclosures. You likely owe penalties in addition to the overdue payments, and this will all come from the proceeds. Whatever equity you may have gained over the years is likely about to be gobbled up by fees and penalties, along with a low sales price. The foreclosure sale tosses everything you have built right out the window. The loss of the home and your equity because of foreclosure of your Trenton NJ house will impact you in retirement by having depleted what could have been a significant contribution to your golden nest egg. 

Stress

When you are already experiencing a change in your life from whatever has caused the foreclosure to take place, the foreclosure itself becomes a looming nightmare. It is difficult to remember when emotionally invested that it is strictly business for everyone else involved. Losing your home and the equity you have built, facing court, and all of the expenses that come with it can have highly detrimental mental effects on yourself and your family. The stress of the unknown date the bank will evict you and where you will go is regrettably one of the most brutal ways the foreclosure of your Trenton NJ house will impact you. 

Standard of Living

Concerns about the standard of life you now face with your foreclosure history following you for years are valid. Because of the foreclosure, life has become even more costly. There are limitations on those with a foreclosure in the past. The red flag of a foreclosure on applications that require you to experience a credit history search can begin a downward spiral in areas of your life, such as the housing you find available and higher paying job opportunities. The job you accept and the area you live in can have a considerable effect on the enjoyment of your day-to-day life and is another way the foreclosure of your Trenton NJ house will impact you.

The Cardwell Thaxton Group understands all of the ways that foreclosure of your Trenton NJ house will impact you. If you are facing foreclosure, don’t wait until it’s too late. If you are in foreclosure now, let The Cardwell Thaxton Group solve your problems. Ask any questions you like, with no obligation because The Cardwell Thaxton Group is here to help you. Give The Cardwell Thaxton Group a call right now at (908) 456-1593 or send us a message!

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



6 Reasons Your Trenton NJ House Isn't Selling

Why isn’t my house selling? Waiting for a buyer can be stressful when you’re selling your home. Emotionally, the constant readying for showings and let down as no offers follow can be draining. Financially, depending on the circumstances you’re facing, the bills keep rolling in as time passes. If you’ve had to relocate, you’re now carrying the burden of paying and caring for two properties. If the days are adding up to weeks and months, it can become downright depressing as every day passes. But there are likely many reasons why your Trenton NJ house isn’t selling.

It’s time to make a change! When a listing lingers on the Trenton NJ market, something isn’t right with your listing. When something just isn’t working, you fix it. Given that you have mere seconds to capture the attention of the average buyer, no one fix is more important than the other. It all matters when you list your home. By learning these six reasons your Trenton NJ house isn’t selling, you can make better-informed decisions and finally sell your home.

Overpriced

When buyers are researching homes, they become intimately familiar with the best locations and established expectations in pricing. If the features, location, and other determining factors don’t add up to your asking price, then this is most likely the reason your Trenton NJ house isn’t selling. While buyers are willing to make offers lower than the asking price, they don’t want to deal with the discomfort of coming in with an offer so far below the asking price that it would appear insulting.  Overpricing equates to starting on the wrong foot with your listing. Setting the price right from the beginning is the best way to limit the time your home sits on the market waiting for a buyer.

Outdated

When buyers are walking through your home, they have expectations built around the latest technology and most up-to-date modern features of a home. You may need to renovate and update the elements of your home, from countertops to appliances and convenient features that meet the demands of technology. While you may love the wallpaper you’ve had since 1972, it’s turning off your potential buyers and could be the very reason your Trenton NJ house isn’t selling.

Repairs

If apparent repairs are needed, this is likely why your Trenton NJ house isn’t selling. The majority of buyers seek a home ready for their family to move right into and begin their new life. Additionally, as you may have already learned, bargain hunters typically include contingencies asking for credit against the cost of repairs. These deductions make the offer come in far below the home’s value, even with the need for repairs. Unless your home is brand new, there are likely to be some repairs you’re aware need to be completed. However, being oblivious to a problem doesn’t free you of the responsibility after the sale. You should keep in mind the consequences of failure to disclose in traditional home sales, even when you were unaware, can be extremely costly if you end up in court.

Bad Advertising 

Advertising is a multifaceted endeavor. Not only must the photographs associated with your listing be of top quality, but buyers also have expectations of virtual 360 tours, which require the services of professional photographers and drone pilots. The write-up needs to entice them with a fascinating description of the property to keep their attention on your listing. If you or your real estate agent haven’t taken advantage of the vast pool of buyers offered by optimal advertising reach and content, this may be the reason your Trenton NJ house isn’t selling.

Staging

Have you removed any personal items? Staging is widely used in marketing homes today because it gives the buyers a blank canvas to imagine themselves occupying the space. If your family photograph is on the mantle, or your favorite color tone of blue is on the walls, it can prevent the buyer from picturing themselves living in the home. Using neutral tones and removing some of your belongings visible during walk-throughs can vastly reduce the time on the market. If it appears to be someone’s home already, this is a potential reason your Trenton NJ house isn’t selling.

Availability

All of the steps involve professionals leading up to listing, open house, and showings, and finally, the inspections and appraisal all include appointments. The meetings equate to time out of your busy day, and showings mean prepping the home to look magazine perfect at the drop of a hat. If you’re unable or unwilling to make your home open and available with a moments notice, then you probably found the reason your Trenton NJ house isn’t selling

Why wait or worry? The Cardwell Thaxton Group will pay you a great price, even if your Trenton NJ house isn’t selling on the MLS. Find out how we can help solve your problems! The Cardwell Thaxton Group makes it easy, just call (908) 456-1593 or send us a message today.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



5 Things to do Immediately After Inheriting a House in Trenton City

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Dealing with the loss of a beloved family member or very close friend is a stressful time that can become even more complicated by suddenly finding yourself immersed in dealing with an inheritance. It may be challenging to focus, so we have outlined five things to do immediately after inheriting a house in Trenton NJ area

Lines of Communication

Communication truly is the key to success when dealing with other heirs after inheriting a house in Trenton NJ area. Despite the modern conveniences of technology that eliminate the problems of heirs being far distances apart through virtual meetings, it is still common for multiple heirs to have differing opinions on what to do with a property. Emotions, too, can play a role in how these communications may play out. It is crucial to keep the focus of these discussions on facts. If you are aware in advance of conflicting dynamics, or it becomes apparent that things are taking a turn for the worse, it may be worth hiring a mediator the help during negotiations. One heir can force the sale of the property through foreclosure. However, the profits from this approach would be dismal, usually yielding around two-thirds of the fair market value (FMV).

Probate

When there are assets to be distributed, unless your loved one sets up a living trust and the acquisition is funded into the trust, you must file probate following the inheritance of a house in Trenton NJ area. Probate is the settling of the affairs of a decedent in court. For probate to begin, the court must legally establish an executor or personal representative of the estate. Firstly, there must be collecting and accounting of the assets during the probate process. There must also be communication with the beneficiaries, which provides an accounting. Any claims from creditors must be satisfied along with the settlement of estate taxes if any. The probate court must also resolve disputes between any heirs for the trust or estate and, finally, the assets distributed.

Executor

Being named an executor when you inherit a house in Trenton NJ area is an enormous responsibility. You must design and execute the plan for communications among the heirs. You will also need to develop the accounting methods for the trust or estate to be delivered when called for during probate. As the executor, you will have to gather the assets and also establish a relationship with the attorney, accountant, and other necessary professionals to complete the process. Be careful that you take every step possible to avoid mismanagement and follow all laws and not take any steps in your self-interest. Your prime directive in this position is to act above reproach and honor the will or trust, carefully adhering to the documents that are relevant and the intent of the deceased as outlined. 

Affordability

It is imperative to understand the financial aspects immediately upon inheriting a house in Trenton NJ area. In addition to paying the mortgage and insurance, you will need to crunch the numbers on any debt associated with the property. In addition to the mortgage, obligations for repairs, or liens on the estate, you should consider tax liabilities. The IRS charges a specialized tax on capital gains, calculated on the difference between the original purchase price and the current FMV. Additionally, the condition and age of the property matter as homes age, and repair expenses can be overwhelming. If time or distance is at issue, you should also account for hiring caretakers or hiring a professional property management service if you hold the property. 

Hold or Sell

If you have decided against holding the property – The Cardwell Thaxton Group will pay a great price and help you through the entire selling process after inheriting a house in Trenton NJ area. The Cardwell Thaxton Group understands that heirs need to move on with life and lose a loved one at such a difficult time. When you work with The Cardwell Thaxton Group, usually closing in mere days, you can be relieved of the burdens that came with the property. At The Cardwell Thaxton Group, we take the time to explain every figure used to reach our offer and that you agree it is fair. The Cardwell Thaxton Group uses straightforward contracts with no commissions or hidden fees because our goal is to make the process easy. The Cardwell Thaxton Group will take care of everything, just leave whatever you do not want to keep in the home and walk away. Whichever way you decide to go, The Cardwell Thaxton Group is happy to help guide you. The Cardwell Thaxton Group will answer any questions or concerns you may have with no obligation. There is nothing wrong with reaching out for help with any questions you may have if you feel overwhelmed with any task. You will find dedicated experts willing to share their experience and help you along the way at The Cardwell Thaxton Group. Just give The Cardwell Thaxton Group a call at (908) 456-1593 or send us a message to learn how to solve your inheritance problems.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



Understanding Foreclosure and What You Can Do to Stop It in [market_city]

The consequences of foreclosure have long-reaching effects that carry over into your personal and financial life for many years. Should you qualify for any type of credit moving forward, with a foreclosure on your report, you will pay the hefty interest due to the risk you now pose as a borrower. As life becomes more expensive, this red mark on your credit will necessarily force your standard of living in a downward direction. Housing can be difficult to attain, and a foreclosure on your credit history has the potential to jeopardize future employment opportunities as well.

Ignoring this will not make it go away. The stress of the process also takes an emotional toll, as you are left wondering when the lender will repossess the house and sell it at auction. Sadly, a foreclosure could still leave you owing the debt remaining on the property as well. If you have already received a foreclosure notice, this is not the time to allow yourself to shut down from feeling overwhelmed. Take this notice as a last chance to turn things around and act accordingly. Whatever you do, if it has gone to this stage, do not bury your head in the sand. Stay all business when you speak or write. Avoid letting emotions take control, and this will help tremendously in keeping those lines of communication open. 

Forewarned is forearmed. Want to stop the lender from foreclosing on your home and avoid facing all of the negative backlashes? Understanding foreclosure and what you can do to stop it in Trenton City can help you avoid paying such heavy debts.

Discomfort

Suffering comes in all forms, and having a roommate isn’t likely to be the optimal scenario you may have envisioned when you pictured homeownership. However, worrying about being able to pay your mortgage every month is not ideal. If you don’t already have a private living space within the home, such as a basement with a small kitchen and bath, you may need to sacrifice your master suite. Consider renting this space as you can bring in more for the rental and give both the renter and yourself a bit more privacy by having the facility contained within the rental area. Verify that your housing circumstances allow room rentals, such as HOA or other association rules and federal, state, and local Trenton City tenant laws. You should also check your insurance policy to ensure that the rental of rooms is allowed and won’t raise your rates dramatically. Taking quick action by getting a roommate to help with bills is another way to stop foreclosure in Trenton City. 

Inventory

Take inventory. Desperate times call for desperate measures. When your circumstances suddenly change, you must look inward to find the hidden treasures you have gathered during your life. If you face foreclosure in Trenton City, a quick fix to stop it is to liquify some of your other assets. It is better to act swiftly and allow yourself time to find the right buyer because no matter what the value of an item is on paper, it is only worth what someone is willing to pay to you right now. Taking this route to pay off your mortgage and save your home may be painful, so many homeowners first attempt to withdraw funds from less sentimental assets, such as savings accounts, 401k’s, or other property. Borrowers must sometimes sacrifice even their family heirlooms and cherished possessions to resolve their financial woes. It is time to look in the top of your closet and the attic for collectibles. You may even want to review your baseball card collection from childhood. Before cashing in, do your homework so you are sure to receive the total value for your belongings.

Solution

Want to end your foreclosure worries today? You can stop a foreclosure in Trenton City in its tracks by working with The Cardwell Thaxton Group. You can sell your home to The Cardwell Thaxton Group who can solve all your foreclosure problems. The Cardwell Thaxton Group buys houses as they are, so you don’t need to worry about making repairs or even cleaning up for showings. You can simply pack up whatever you want to keep and walk away, leaving the rest to us. When you meet with a professional buyer from The Cardwell Thaxton Group, they will walk you step by step through calculating the offer, ensuring you agree the offer is fair. The Cardwell Thaxton Group uses simple, straightforward contracts. The Cardwell Thaxton Group doesn’t charge commissions and has no hidden fees at closing. And The Cardwell Thaxton Group pays in cash, making the process extremely quick. In most cases, you can close in a matter of days! And if you aren’t ready to move, The Cardwell Thaxton Group can work with you on the closing date. The Cardwell Thaxton Group makes it easy, handling everything with our in-house professionals from every walk of the real estate industry. Just call The Cardwell Thaxton Group at (908) 456-1593 or send us a message to learn more.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



Costs to Expect With an FSBO Listing in Trenton City

While selling your house on your own will save you in real estate commissions, much of the costs you will absorb, such as marketing, are included in the commission. These savings come at a high price for most sellers, and we’ll discuss the costs you can expect with an FSBO listing in Trenton City. 

Screening Calls

From excited buyers agents calling at the most inopportune of times to unwanted spam and phishing attempts on your phone from your marketing, selling your own home as an FSBO listing in Trenton City means you’re acting as a gatekeeper. Before you bite off more than you can chew, you need to have a realistic picture of the time involved. You will need to set aside several hours for answering or return calls, sorting out qualified buyers.

Emotional Attachment

Dealing with the public, in general, can be daunting for those who go it on their own with an FSBO listing in Trenton City, especially when potential buyers are standing in your home and being less than diplomatic. Having an agent means that you can avoid the discomfort of answering questions that could be highly intrusive or of a private nature that the buyer shouldn’t be asking. In contrast, it is second nature to an experienced agent to fend off such questions with professional responses. Staying cool in the face of such questioning can be rather tricky. 

Showings

One of the top reasons sellers delay putting their home on the market is their dread of the entire process of showing the house. Strangers exploring their private domain is disturbing and intrusive to many sellers, even if viewed through online photos or a 360-degree virtual tour. From the inconveniences of last-minute buyers wanting a walk-through to rescheduling your whole life around potential buyers, having an FSBO listing in Trenton City can be a true nightmare.

Marketing

Marketing the FSBO listing in Trenton City properly from the start is key to reducing the number of days your property will sit on the market. The longer a listing lingers, typically, the less the seller will realize. This marketing plan would typically include hiring a professional photographer and drone videographer. From minor touchups in paint to a complete redecoration project, an agent will engage in staging the property for the best possible presentation. Top-performing agents know that competition is fierce in today’s market, as buyers can quickly scroll through hundreds of online listings in a matter of minutes. 

Bargaining Table

Because you’re attached to your home, it makes handling your negotiations for your FSBO listing in Trenton City difficult for many sellers. Especially for a home that isn’t in perfect condition, buyers’ could make lowball offers, which could feel insulting. In their efforts to save money on the deal, comments can seem heartless and cold. An emotional reaction to potential buyers during such essential negotiations can be costly. 

Repairs

A great deal of upfront money can seemingly disappear into the hole of repairs on FSBO listings in Trenton City. Inspections are a necessary evil and benefit you as a seller, protecting you from the possibility of legal action should you fail to make disclosures. Often, for your buyers to qualify for their loan, all repairs must be completed before closing, which means you will be footing the bill. Otherwise, your buyers could ask for a price reduction that is usually outrageous for the repairs, their demands whittling away any profit remaining on the property.

Escrow

An essential step in any real estate transaction is the earnest money, usually handled by the agent and their broker, held in an escrow account until the closing. When you accept an offer and take your home off the market, your buyer will have put down a deposit, typically between one to three percent of the purchase price, to show that they are committed to making the deal. You will need to hire an attorney or arrange for a title company to retain the escrow funds when you have an FSBO listing in Trenton City. 

Paperwork

Most sellers work with a professional, preferring not to carry the load of all of the FSBO listing responsibilities in the Trenton City real estate market. Along with online and local marketing for the house, this job entails complicated paperwork that falls within strict timelines and requires a considerable time commitment. Errors on this paperwork can delay or even derail your deal.

Skip Listing Altogether

Avoid the commissions and all of the hassles of an FSBO listing in Trenton City. Selling to The Cardwell Thaxton Group won’t cost you a dime and won’t take much time! Because The Cardwell Thaxton Group buys homes in as-is condition, directly in cash, the process takes only a few days! Ready to learn more about how The Cardwell Thaxton Group can help you solve your problems? Contact us today to find out how The Cardwell Thaxton Group can save you money and time at (908) 456-1593.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.



What You Need to Know About Disclosures When Selling Your Home in Trenton City

What you need to know about disclosures when selling your home in Trenton City. Disclosure documents in real estate require you as the seller to list any known issues with the property and remodeling projects undertaken by the current owners. The disclosure process does not exist only to protect the buyer. It is essential to understand that sellers benefit significantly from this step in any real estate transaction. Read on to learn what you need to know about disclosures when selling your home in Trenton City.

Disclose Everything

While this document provides the buyer with a statement of your property knowledge, your disclosure does not replace the traditional real estate transaction inspection. When the buyers receive the disclosure, they will review the information at the same time they will be ordering their inspection of the property. You should be aware that your disclosure will enable your buyer to direct the inspector towards any areas of concern when selling your home in Trenton City. Are there windows or doors or appliances with problems, a leaking roof, or any faults in the foundation? Are the systems in the home functioning correctly, such as the furnace? You should also disclose any pest infestations or mold, any renovations completed without permitting, repairs, or insurance claims. Additionally, you should report any environmental hazards which could affect the property or upcoming changes nearby that would infringe upon full enjoyment. Ordering a professional inspection is a wise move when you are selling your Trenton City home. When you are considering selling is the best time to learn just what you may be facing when it comes to disclosure by hiring an inspector. Knowing your property’s truth in advance will also give you the freedom to decide about investing time and money to resolve any issues. The inspection could reveal unknown problems and protect you from the worst-case scenario. If you want to save valuable time, be upfront with issues and allow your potential buyer to do their homework on the property, avoiding wasted time on buyers may walk away from the bargaining table. 

Seller Beware

While the timing may vary by state or locality, buyers will typically receive the disclosure statements once their offer is accepted. The buyers will be required to sign off on the disclosure and any accompanying reports. It can cost you a great deal if you do not complete disclosures when selling your home in Trenton City before closing. Even if you were not aware of a problem, you would be responsible. If you should find yourself wondering if you should disclose an issue, you probably should. It is wise to err on the side of caution, and taking the time to check with a professional to be sure your concern is legitimate is never a bad idea. You could be facing legal ramifications about defects or flaws that went undisclosed should the buyer find issues after the sale. The buyers could sue you for breach of contract or intentional misrepresentation. Not only could you owe for damages, but should it be determined you committed fraud by knowingly deceiving your buyers, there is also a potential for the amount of the damages to be multiplied. The amount you could owe in damages could be staggering, not to mention paying any attorney fees. It is improbable that the insurance carried on your home would cover these costs. Should the worst happen and you receive a letter of demand for damages from an attorney after the sale of your home, you must take quick legal action to protect yourself. You do not want to discuss this with the buyer or their legal counsel, as they could use it against you in a lawsuit.

Consider a Direct Sale

Sell to The Cardwell Thaxton GroupThe Cardwell Thaxton Group will buy your home as-is! Leave your worries about disclosure behind. The Cardwell Thaxton Group will make a fair offer that you are in full agreement with, taking the time to walk you through how we reach our figures step by step. And at The Cardwell Thaxton Group, we pay cash which allows us to offer fast closings, often within a few weeks. Our job at The Cardwell Thaxton Group is to help you solve your problems. Our goal is to be sure you are confident that you are making the best decision for your unique situation. Feel free to call The Cardwell Thaxton Group with any questions or concerns you may have about your property, with no obligation. We make it easy to sell your home in Trenton City. Working with The Cardwell Thaxton Group means you will have a team of professionals from every walk of the real estate industry ready and waiting to jump into action. Our team at The Cardwell Thaxton Group, along with our vast network of industry providers, allows us to move swiftly and take care of everything for you. Just take what you want to keep with you and leave the rest to The Cardwell Thaxton Group, even clean up! Contact The Cardwell Thaxton Group to learn more at (908) 456-1593.

STEP 1

Contact Us

We research the details of your home and start crafting a great offer for you.

STEP 2

Get Your Offer

We present you with a fair cash offer with no obligation and no fees.

STEP 3

Get Paid

Get the cash you need now. You do NOT have to wait 6 – 12 months to get your house sold.




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