Let Tight & Right Real Estate Valuation attend to your appraisal needs

To a lot of us, an appraisal is simply another cost in the long list of items for a home purchase or refinance. The majority of lenders still need a local expert because the stakes are very high, even though there are a developing number of automated home valuation processes that may seem less expensive than an appraisal. You might assume that getting a mortgage is the only basis for getting an appraisal, but there are additional situations when the services of a certified, independent real estate professional might be beneficial.

Let Tight & Right Real Estate Valuation assist you in lowering your mortgage payment

Appeal your tax assessment

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Tight & Right Real Estate Valuation is your best evidence when building your case. We're qualified to assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask home buyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property. This extra payment is often lumped into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Tight & Right Real Estate Valuation can provide you with a statement regarding the value of your home, and the expense of the home valuation can often be recovered in little time because you'll no longer be paying the PMI.

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Get a clear valuation on a home for divorce settlements

A divorce can be a very horrible experience for both parties, and it is often further complicated by the strenuous decision of who maintains the house. It's a good idea to order an appraisal from Tight & Right Real Estate Valuation so both parties are entirely aware of the true market value of their property, regardless of the situation.

If the parties need to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Accurate and fair estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Move to or from Union County for work

We know the stress involved with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered during our detailed inspection.

Close on your home quickly — at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they are based on our efforts to finish the appraisal report.

We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market.

Let Tight & Right Real Estate Valuation help you sell your home quickly at the right price